Wednesday, May 18, 2011

A New Direction in Gerontological Care

Overview: Traditionally eldercare has been provided within the extended family home or a nursing home facility. However, this is beginning to change due to factors such as greater life expectancy of seniors, the decreasing size of the average family, the widening geographical distribution of families, the tendency for women to work outside the home, and-- most importantly-- the dramatic increase in the aging population. These factors provide a monumental challenge for healthcare providers, and, therefore, their need to adapt in order to provide the best possible resources to maximize the social, mental, and physical well-being of this unique population.

Let’s examine some of the misconceptions that surround the care required for today’s elderly.

MYTH

Healthcare providers only need to treat the disease(s) of the elderly population.

FACT

Healthcare providers should improve preventive care, decrease premature morbidity, decrease unnecessary hospitalizations, provide emotional comfort, and promote a healthy life style.

MYTH

Dementia and delirium are the same problems and the words are used interchangeably.

FACT

Delirium is typically characterized by a sudden acute onset and may last hours to weeks. The level of awareness fluctuates, often being worse at night. The person usually experiences confusion, fear, and bewilderment. Typically the cause is an acute illness or even some medications. Dementia is typically a slow progression of decline in mental and intellectual abilities which is accompanied by changes in personality, behavior, and social functioning. The cause is typically related to the progression of Alzheimer’s or multiple infarcts, hospitalization, malnourishment, for example. Delirium is a cognitive or mental disorder, not a disease.

MYTH

Dementias and Alzheimer’s are part of the normal aging process. Very little can be done about these disorders, and they must simply run their course.

FACT

While memory loss problems are not a normal part of aging, increasing age is the greatest risk factor for Alzheimer’s and dementias. Early recognition is key to treating these disorders. There are specialized clinics that perform diagnostic neurological, neuropsychological, and psychosocial evaluations; brain imaging may also be included to determine the actual problem of the patient and the stage of the problem (when applicable). There are several medications currently available that can slow this process as well as alleviate or modify some of the behavioral and cognitive problems. Additionally, there are established memory units with specifically trained professionals who specialize in caring for these types of patients through various types of activity therapy, through behavior modification, and by providing a calm and consistent environment.

MYTH

All senior adults are placed in nursing homes if they cannot stay in their home.

FACT

Various levels of care are available to senior adults –beautiful independent and assisted living facilities with numerous activities for the residents, memory units with specialized staffs, environments and activities targeted to seniors with special memory problems, and in-home caregivers tasked with keeping the client independent in their own home as long as possible .

MYTH

The majority of seniors are content to live with (and be cared for by) their families.

FACT

Approximately 85% of senior adults would prefer to live autonomously in their own home. This allows them to maintain their independence, their dignity, and remain near their personal belongings, memories, and friends.

MYTH

Nurses and other health care professionals receive the necessary training to work curriculum to qualify them to work with senior adults.

FACT

Caring for senior adults require specific expertise, knowledge and skills that are not part of the majority of nursing training curricula. Specialized mandatory gerontological nursing courses are being offered in some of the major nursing programs to prepare the students for special gerontological certification. Additionally, one can receive specialized certification to become a professional Geriatric Care Manager (GCM). This is a health and human services specialist who helps families caring for older relatives. The GCM is trained and experienced in any of several fields related to care management, including nursing, gerontology, social work, or psychology and therefore, has certain areas of expertise to manage the challenges of geriatric caregiving.

For allied health professionals, further training is typically provided by the employer, and centers on problems that are unique to the elderly population, such as dementia and dietary and health issues. The employer may also have programs in place for on-the-job training as well as periodic in-services as issues of importance are identified.

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Wednesday, May 4, 2011

Ladies' Tea at Provident Crossings

Austin, Tx - May 11, 2011
Hill Country Care Providers will be sponsoring a Ladies' Tea at Provident Crossings Independent Living Facility in Round Rock on May 11, 2011 at 3:00 pm. This is a beautiful recently opened living facility. Besides having all flavors of tea for the ladies to taste in their personal tea bags, HCCP will also be having a ladies drawing for some beautiful spring flowers. We will have lots of fun playing Senior Trivia.
The address is:
Provident Crossings
1950 A W Grimes Blvd
Round Rock, TX 78664

Friday, April 29, 2011

Austin Community College Vocational Nursing Career Fair

Austin, Texas - Wednesday May 4, 2011 - 10 am to Noon
If you are a graduating student of ACC in the Health Science or Vocational Nursing field, this career fair is a great opportunity to learn about potential job opportunities! It is located at the ACC Eastview Campus at 3401 Webberville Road. It will take place on Wednesday May 4, from 10 AM to Noon, in Building 8000, Room 8500.
We will be there meeting new additions to the health care field, and would love to talk with you! We will be answering questions about Gerontological Care, and there will be a drawing for a great prize. Admission is free. Come on out!

Wednesday, April 13, 2011

Reverse Mortgages as a Financial Option for the Elderly

We recently read this article concerning reverse mortgages published by the National Care Planning Council. Reverse mortgages can be a useful option for the elderly and their families, but please read the full article to make sure it is the right fit for you and your family.

Using Your Home Equity for Long Term Care April 11, 2011

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".

Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money to pay off debt, make home repairs, or for remodeling.

For those seniors who are in need of long term care and want to stay in their home, a reverse mortgage can create the money needed to pay for in-home personal and medical care. They can also pay for needed medical equipment and handicap adaptation to their home.

There are no income, asset or credit requirements. It is the easiest loan to qualify for.

A reverse mortgage is similar to a conventional mortgage. As an example:

  • The bank does not own the home but owns a lien on the property just as with any other mortgage
  • You continue to hold title to the property as with any other mortgage
  • The bank has no recourse to demand payment from any family member if there is not enough equity to cover paying off the loan
  • There is no penalty to pay off the mortgage early
  • The proceeds from a reverse mortgage are tax-free and can be used for any legal purpose you wish

False Beliefs Regarding Reverse Mortgages

  • "The lender could take my house." The homeowner retains full ownership. The Reverse Mortgage is just like any other mortgage; you own the title and the bank holds a lien. You can pay it off anytime you like.
  • "I can be thrown out of my own home." Homeowners can stay in the home as long as they live, with no payment requirement.
  • "I could end up owing more than my house is worth." The homeowner can never owe more than the value of the home at the time the loan is due.
  • "My heirs will be against it." Experience demonstrates heirs are in favor of Reverse Mortgages.

Virtually anyone can qualify. You must be at least 62, own and live in, as a primary residence, a home [1-4 family residence, condominium, co-op, permanent mobile home, or manufactured home] in order to qualify for a reverse mortgage.

The amount of reverse mortgage benefit for which you may qualify, will depend on

  • your age at the time you apply for the loan
  • the reverse mortgage program you choose
  • the value of your home
  • current interest rates
  • and for some products, where you live

As a general rule, the older you are and the greater your equity, the larger the reverse mortgage benefit will be (up to certain limits, in some cases). The reverse mortgage must pay off any outstanding liens against your property before you can withdraw additional funds.

The loan is not due and payable until the borrower or borrowers no longer occupy the home as a principal residence (i.e. the borrower sells, moves out permanently or passes away). At that time, the balance of borrowed funds is due and payable, all additional equity in the property belongs to the owners or their beneficiaries.

The most popular reverse mortgages are the so-called HECM loans. HECM loans require that the applicant meet with a government approved counseling agency to be sure the applicant understands the reverse mortgage process.

The Federal Trade Commission states:

“Before applying for a HECM, you must meet with a counselor from an independent government-approved housing counseling agency. Some lenders offering proprietary reverse mortgages also require counseling. The counselor is required to explain the loan’s costs and financial implications, and possible alternatives to a HECM, like government and nonprofit programs or a single-purpose or proprietary reverse mortgage. The counselor also should be able to help you compare the costs of different types of reverse mortgages and tell you how different payment options, fees, and other costs affect the total cost of the loan over time. Most counseling agencies charge around $125 for their services. The fee can be paid from the loan proceeds, but you cannot be turned away if you can’t afford the fee.”

A Reverse Mortgage Specialist in your area can answer your questions, calculate the amount of loan you can receive and advise the type of loan for your needs.

The National Care Planning Council (http://longtermcarelink.net/a7reversemortgage.htm) has a list of Reverse Mortgage Specialists in your area.

Tuesday, April 5, 2011

Baylor Women's Council of Austin Spring Luncheon

Attend the Spring Luncheon hosted by the Baylor Women's Council of Austin and help them reach their scholarship goals!
We have donated an item in the silent auction, we are sponsoring a table, and two of our staff will be attending. We encourage everyone to attend as well and support this wonderful organization. And for those attending, please stop by and say hi!
The event is taking place on April 20th at the Westwood Country Club in Austin, TX. The silent auction opens at 11:15 and lunch will be served at 11:45. You can RSVP by calling 866-281-9444 or by visiting http://www.baylor.edu/network/austinspringevent. You can find more info about the event by visiting the Facebook page at http://www.facebook.com/event.php?eid=202435193113451.
See you there!

Thursday, March 10, 2011

Virginia College at Austin Career Fair - April 5, 2011

Virginia College's Quarterly Career Fair will be open to VCA students and alumni. The fair is an excellent way for students and companies to connect for all positions, from entry-level to advanced, and internship opportunities as well. The fair will focus on opportunities from a wide variety of industries, such as health and wellness, paralegal, business, and network engineers. We encourage anyone interested in Home Health Care to come and speak with us at the event!
The Winter 2010 Career Fair will be held on Tuesday, April 5, 2011 at Virginia College at Austin at 6301 Hwy 290 E, Austin, TX 78723. The event is free and there is free parking in front of the building. The career fair will run between 1:00pm - 4:00 pm in Room 165. See you there!

Friday, February 11, 2011

UT School of Nursing: Spring Career Fair

The University of Texas (at Austin)'s School of Nursing annual Spring Career Fair is right around the corner.  It will take place on Friday, February 25 from noon to 3pm in the Lone Star Room at the Erwin Center. 



The University of Texas at Austin School of Nursing has over 1000 students (including 463 pre-nursing students, 301 upper division BSN students, 220 Masters students, and 65 Doctoral students).

All students and faculty are invited.  Be sure to stop by our booth and say "Hello!"


Friday, February 25, 2011 Noon - 3 pm
The Lone Star Room
Frank C. Erwin, Special Events Center
1701 Red River Street
Austin, Texas 78701